Thinking About Taking More Control of Your Super?
An SMSF could be the game-changer that lets you choose where your money goes. Think shares, property, or even your own business premises. More flexibility. More investment choices. More control over your financial future. Of course, with that freedom comes responsibility. If you’re considering setting up an SMSF, we’ll help you get it right from day one. You’ll get expert advice, a clear process, and support that sticks around long after the paperwork is done. Curious if it’s worth it for you? Let’s run the numbers together. No pressure. Just solid advice.
Thinking about managing your own super but not sure what’s involved? It’s a big move, and with all the noise out there, it’s hard to know if an SMSF is the right fit. We cut through the confusion and give you straight-up guidance, so you can take control of your super with confidence.
What Is an SMSF?
An SMSF is a type of super fund you manage yourself. Instead of parking your retirement savings in a retail or industry fund, you decide how and where your money is invested. That could mean shares, managed funds, commercial property, or even business assets if they meet the right criteria. For example, want your SMSF to buy your office and pay rent back into your super? That’s on the table. Keen to tailor your investments to suit your long-term goals? You’ve got the flexibility to do that too. Of course, with more control comes more responsibility. There are rules to follow, reports to file, and some serious compliance to stay on top of. The ATO doesn’t mess around. We help you understand what’s involved, how to stay on track, and how to make your SMSF actually work for you.
Is SMSF Setup Right for You?
An SMSF isn’t for everyone. It takes the right setup, a bit of know-how, and a genuine interest in managing your own money. But for the right person, it can be a powerful way to grow wealth on your own terms.
You might consider setting up an SMSF if:
- You want more control over where your super is invested
- You’re financially savvy or curious and like making your own decisions
- You have around $200,000 or more in super to make it cost-effective
- You want to invest in things your current super fund doesn’t offer
Running a business and want your SMSF to own your office space? That’s possible. Interested in tailoring your investment strategy to your values, not someone else’s? You can do that too. These are just a couple of reasons business owners take the SMSF route. It all comes down to whether the structure suits your goals, lifestyle, and appetite for responsibility. We help you weigh it all up and decide with confidence.
Our Propeller Approach to SMSF Setup
We don’t just help you tick the compliance boxes. We make sure your SMSF setup fits your life, your goals, and your business. No accountanese. No confusion. Just a solid plan (and someone to keep you on track).
Here’s how we support you from day one:
- Help you figure out if an SMSF is the right fit in the first place
- Set up the fund properly, including trust deeds and registration
- Structure your fund and appoint the right trustees
- Register with the ATO and apply for your TFN and ABN
- Set up your SMSF bank account and roll over your existing super
- Develop a compliant investment strategy that reflects your goals
- Provide ongoing support with accounting, auditing, and staying on top of the rules
Already got an SMSF? We can take a second look, identify any risks or gaps, and help tidy things up before they cause headaches.
SMSF Support That Grows With You
Setting up your SMSF is just the beginning. Super rules shift, life changes, and your fund needs to keep up. We stay in your corner as things evolve, helping you manage contributions, plan for retirement, and stay compliant without the stress. Whether you need help understanding new legislation, reviewing your investment strategy, or preparing for retirement, we’re here to keep things running smoothly and strategically. You get proactive support, straight-up advice, and a team that actually understands how your business fits into the bigger picture of your wealth.
Curious If an SMSF is Right For You?
Let’s run the numbers together. No pressure. Just solid advice tailored to your goals. Contact us online, book a consultation, or call us on ☎ 1800 776 735.
FAQs About SMSF Setup
1. What is SMSF setup?
Setting up an SMSF means creating your own self-managed super fund so you can take control of how your retirement savings are invested. It involves things like setting up a trust deed, appointing trustees, registering with the ATO, and rolling over your super. We guide you through the whole process and keep things compliant.
2. How to set up an SMSF in Australia?
To set up an SMSF, you need to create a trust, nominate trustees, register with the ATO, get a TFN and ABN, open a bank account, and build an investment strategy. It sounds like a lot, but we break it down step by step and handle the tricky bits with you.
3. How much do I need to start an SMSF?
Generally, around $200,000 is the tipping point where an SMSF starts to make financial sense. But it really depends on your strategy, how you want to invest, and whether you’re up for the ongoing management side of things.
4. Can I buy property through my SMSF?
Yes, you can, but there are strict rules. The property has to meet the sole purpose test, it can’t be lived in by you or your family, and it must be bought at market value. We’ll help you structure the purchase properly so you stay compliant.
5. Is an SMSF better than a retail super fund?
It depends on what you want. SMSFs give you more control and investment options, but they also come with more responsibility. If you’re financially switched on and want to tailor your super to fit your goals, it could be a great fit. If not, a retail fund might be simpler. We’ll help you decide either way.
