Tax Shouldn’t Be a Last-Minute Scramble
If you’re only thinking about tax when your return’s due, you’re already behind.
At Propeller Advisory, we help business owners take a smarter, more proactive approach. Tax planning is your chance to get clear on where you stand, find opportunities to save, and avoid those nasty EOFY surprises. And we don’t just look at the numbers, we look at the bigger picture. Your business goals. Your structure. Your cash flow. Then we build a plan to help you get ahead, not just keep up.
What is Tax Planning?
Tax planning is the process of reviewing your financial situation before the end of financial year so you can make smart, legal choices to reduce your tax bill.
This could include:
- Adjusting how and when income is recognised
- Making super contributions
- Accessing small business tax concessions
- Reviewing your business structure
- Planning for dividends or trust distributions
It’s not just about ticking compliance boxes. It’s about getting your business in the best possible shape, financially and strategically.
Why Tax Planning Matters
Too many business owners treat tax like an afterthought. But without a clear plan, you could be:
- Paying more tax than you need to
- Missing out on deductions or offsets
- Making short-term decisions that hurt long-term growth
- Caught off guard with a bill you didn’t see coming
With the right advice, tax planning becomes a tool, not a chore. It gives you visibility over your obligations and confidence in your decisions.
Our Approach
We take the time to understand how your business actually runs, then shape the strategy around what matters most to you. No cookie-cutter advice. Just practical support that fits.
Here’s how we do it:
- We get to know your business: what you do, where you’re headed, what’s keeping you up at night
- We review your current tax position and flag any quick wins or gaps
- We map out a plan including practical steps you can take before 30 June
- We stay in touch because tax planning isn’t a once-a-year job
Whether you want to plan for growth, manage cash flow better, or just stop stressing every time tax time rolls around, we’ll help you take control.
What Can Tax Planning Include?
Every business is different. Your tax plan will depend on your goals, income, structure, and stage of growth. But here are some of the strategies we regularly look at:
- Reviewing business structures for tax efficiency
- Timing expenses or income to manage taxable profit
- Planning for super contributions and fringe benefits
- Forecasting tax liabilities to improve cash flow
- Managing dividends and trust distributions
- Accessing small business CGT or instant asset write-offs
Got a specific goal in mind? We can tailor your tax plan to support it.
Want To Pay Less Tax and Make Better Decisions With Your Money?
That is what tax planning is for. We will walk you through the numbers, help you spot opportunities, and build a plan that supports your goals, not just your obligations. No stress. No jargon. Just the kind of advice that makes tax time feel like less of a burden and more of a business advantage. Ready to feel more in control? Let’s talk.
FAQs
Is tax planning just about reducing tax?
That’s part of it but good tax planning also helps with cash flow, risk management, and making sure your structure supports your growth.
When should I start?
Now. The sooner we start, the more we can do before the financial year ends. Most business owners benefit from a review between April and June.
What if my business isn’t that big yet?
You don’t have to be turning over millions to benefit. If you’re earning income through a business, trust, or investments, a plan can make a real difference.
How often should I review my tax plan?
At least once a year, but ideally as your business changes. We check in with clients regularly to make sure everything stays on track.
Is this different to my annual tax return?
Yes. Tax returns look backwards. Tax planning looks ahead. Both matter, but this is where you can be proactive.
